Prepaid Credit Cards – The Pros and The Cons
In the recent past the use of prepaid cards has risen significantly. According to Federal Reserve, these cards were used to make $65 billion worth of transactions in 2010, up 35% from the previous year...
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Good Customer Service
Have you ever been treated rudely, or with indifference when you are paying for service? Ever stood on the checkout line for over ten minutes when the cashier was talking to a friend on a cell phone?...
View ArticleBasic Customers and Consumer Rights
As we continue to look at customer and consumer service, it’s important to know that you as a consumer are entitled to some rights that form the foundation of fairness in the marketplace. These rights...
View ArticleTaking A Household Financial Inventory
We trust that you had a joyous Christmas holiday with family and friends – or however you spent the holiday. This has been a busy year for most people especially in financial blogspere. Here at kick...
View ArticleThe Five Shortcuts That Will Lead to Financial Misery
As i was browsing the internet this morning, my eyes caught the attention of a personal finance title with the heading “The 5 Dumbest Things You Can Do if You Have too Much Debt”, and clicked to read...
View ArticleGas Prices Hurting The Wallet
With the gas prices going up almost each day, it’s obviously having a pinch in most people’s wallet and affecting household budgets. While we may not like this, it’s beyond the control of the ordinary...
View ArticleBecoming a Good Financial Steward
Financial Stewardship is a discipline and a virtue that all of us should exercise. According to meridian dictionary, stewardship is “conducting, supervising, or managing of something; especially: the...
View ArticleThe Little Steps to Debt Free Life
Today as i was going through my journal, i noticed a quote i had written to myself earlier this year. “While the bigger things matters, it’s the little things that are the building blocks to the...
View ArticleManaging The Cable Bills
If you watch regularly TV, you have probably seen the commercial for the satellite TV that goes like this… When Cable Company keeps you on hold, you get angry. When you get angry, you go blow off...
View ArticleDebt Free Baby Steps with Dave Ramsey Re-visited
Before we got married – out pastor then recommended that as part of financial counseling we were to go through the Financial Peace University (FPU) with Dave Ramsey. Something that became a household...
View ArticleDedicated Expense Bank Account – Stay on Budget
My wife and i recently reviewed our expenses and cash flow to see if our current budget structure is working for us. We realized that since we are not 10% using the envelope system it makes more sense...
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Saving Money on Auto Insurance
Insurance coverage is not just a requirement, in my opinion; it’s a necessity for anyone who is trying to get out of debt. Most people know what it means to be in a fender bender with a driver who has...
View ArticleFind a Bargain Deal.
Find a Bargain Deal. Living frugal doesn’t necessarily mean leaving cheap. One way of enjoying the expensive goodies but paying less for them, is an art called bargain. Developing the skill to locate...
View ArticleLeaving a Financial legacy
Most people if not all, hope that one day when they are no longer in this planet; their offspring’s will lead a better life than they did. That is why parents encourage their children to achieve higher...
View ArticlePlanning a Summer Vacation
With School going children now out of school for summer, and the summer season officially on, it’s time to plan those summer vacation. Anybody else thinking the same? Vacations do not have to be...
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